Home | About Us | Locations & Hours | Contact Us


Online Banking

Access ID:

Sign up

Quick Links

bbb Seal

Temporary Liquidity Guarantee Program

Heritage Bank & Trust is participating in the FDIC’s Transaction Account Guarantee Program.

>> Click here for more information

Direct Deposit Forms

In order to assist you with direct deposit payments, click on the link below to print out the form you need.

If you have any questions, please contact a Customer Service Representative at (931)388-1970.

With Direct Deposit, you can enjoy ease and convenience in having your payroll check, government check, and other payments deposited directly to your Heritage account.

You know your payment has been deposited into your account without ever leaving the comfort of your home or office and never need to worry when you are out of town. When you choose direct deposit, you will know that your funds have been sent to your Heritage account in a safe and secure manner, automatically!

Download Forms

Did you OPT IN?
Important!
Overdraft Changes to keep your DEBIT CARD 
working the same way after Aug. 15th.
Reg E Opt form

 Watch Dog 
Free ATMs Worldwide!  

Go Green