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DeposIt - Features & Benefits

DeposIt
Features Benefits
DeposIt anytime 24/7/365, Make deposits from your office or home any time of day, eliminating desk float (checks laying on your desk for several days)
Faster money 65 checks per minute, no more running to the bank
Better information Extensive reporting system that allows up-to-the minute balance, transaction tallies and you can easily download the data into many accounting programs
Reduced risk SSL (Secured Socket Layer) encryption, 7 year history of all check images and employee trips to the bank are eliminated, thus reducing related liability costs and more importantly gas expenses are reduced.
Increased flexibility DeposIt accepts all domestic checks from businesses and consumers including: U.S. treasury checks, government warrants, drafts and even money orders.
Faster notification When checks are returned as NSF, you get notified right away versus receiving a letter in the mail
Multiple account deposits You can deposit into any one of your MidCountry accounts
Save time No need to copy checks, real time customer payment research – no more shuffling through paper files, and eliminate trips to the bank
Automatic upgrades The system is upgraded on a continuous basis with new features added regularly
Increased internal controls View deposit information securely with pre-determined access rights
Easier reconciliation With real time reporting and up-to-the minute balance capabilities bank reconciliation is easier
Consolidation Consolidate out-of-area office into one central bank account

 

Commercial Checking
Features Benefits
Account information is accessible via the Branch, Telephone, and Cash Management A commitment to be flexible, responsive to requests for information, and reliable no matter what time of day or night
Merchant Visa/MasterCard available Allows you to transact business in a fast and secure manner
Earnings credit is 90% of the 90-day Treasury bill Offset normal transaction fees based upon average balance.
Who Benefits? Ideal for customers with an established business, this account allows businesses to manage finances from a primary account and utilize other services as necessary.